[Introduction]: in 2021, there will be new changes in the medical insurance payment base and financing standard for urban and rural residents. The payment base is 46960 yuan, and the individual payment standard for students in school is 343 yuan per person, the individual payment standard for other insured personnel is 456 yuan per person.
Original policy: Notice of Shanghai Municipal Finance Bureau of Shanghai Medical Security Bureau on releasing the financing standard of medical insurance for urban and rural residents in Shanghai in 2021. PDF
The base of medical insurance payment for urban and rural residents:
In 2021, the base of medical insurance payment for urban and rural residents in Shanghai was 46960 yuan.
Medical insurance payment standard for urban and rural residents:
In 2021, the individual payment standard of medical insurance for urban and rural residents in Shanghai was 343 yuan per person, and the financial subsidy standard was 794 yuan per person.
In 2021, the individual payment standard for other insured persons in Shanghai urban and rural residents’ medical insurance was 456 yuan per person, and the financial subsidy standard was 681 yuan per person.
If the above calculation results are lower than the individual payment standard and government subsidy standard stipulated in state or province, the implementation shall be in accordance with the standard stipulated in state or province.
What is the change compared with 2020?
The individual payment standard and financial subsidy standard in 2021 have changed compared with 2020.
In 2020, the individual payment standard for students and other insured personnel was 314 yuan per person, and the financial subsidy standard was 727 yuan per person.
However, there are differences between the standards of students in school and other insured persons in 2021, among which the financial subsidy standards for students in school have increased more than those of other insured persons.
Medical insurance for urban and rural residents is levied by tax authorities:
Since January 1, 2019, the social medical insurance premium for urban and rural residents in Shanghai has been collected by the municipal taxation bureau.
(1) urban and rural residents (including primary and secondary school students, excluding college and secondary school students) of collective economic organizations (or villagers’ committees) shall be uniformly collect and remit tax the medical insurance fees for urban and rural residents by their collective economic organizations (or villagers’ committees).
(2) primary and secondary school students shall go through payment procedures in the following ways:
1. Freshmen (Junior 1, junior 1, senior 1/Job 1) in the 2020 school year must declare the payment account as required when applying for insurance registration, during the collection period, the bank will deduct the medical insurance fees payable by individuals from the payment account for urban and rural residents.
2. The medical insurance fee for urban and rural residents will be collect and remit tax by the school for students of other grades.
(3) other persons who participate in the insurance in their personal capacity shall declare the personal bank payment account when participating in the insurance, and the Bank shall deduct the medical insurance fee payable by the individual from the payment account during the collection period.
Medical insurance fees for urban and rural residents can be passed through Industrial and Commercial Bank, Agricultural Bank, Bank of China, Construction Bank, Guangfa Bank, Postal Savings Bank, Bank of Communications, Everbright Bank, CITIC Bank, Huaxia Bank, Industrial Bank, Pudong Development Bank, China Merchants Bank, Minsheng Bank, ping An Bank, Shanghai Huaxing Bank, Shanghai South Guangdong Bank, Shanghai Bank, Dongguan Bank, Bohai Bank, China Resources Bank, Jiangxi Bank, Shanghai Rural Commercial Bank, Shanghai Rural Credit Cooperatives Association, 26 banks of Shanghai Huadu Chouzhou village Bank Co., Ltd. and Shanghai Conghua Liuyin village Bank Co., Ltd. were deducted. To ensure the successful deduction of fees, please provide the personal current settlement account opened by any of the above-mentioned bank outlets in the administrative area of Shanghai.If the Social Security card financial account is used as the deduction account, please make sure that the financial account activation procedure has been completed (For more information about the activation method, please consult each card printing Bank).
Applicable objects of residents’ medical insurance:
The medical insurance for urban and rural residents in Shanghai is applicable to urban and rural residents who have the household registration of this city and have not participated in the medical insurance for employees, including minors (non-school students under the age of 18), non-employees and elderly residents; and full-time students in all colleges and primary and secondary schools in Shanghai.
Recommended reading:
2021 Shanghai Sui easy app urban and rural medical insurance registration process
Summary of online medical insurance payment for urban and rural residents in Shanghai in 2021
